Fort Myers Causes of Rear End Car Accidents

Rear-end car accidents in Fort Myers often happen because of distracted or careless drivers. Wolfson & Leon’s Fort Myers car accident lawyers explain the most common causes, how insurers like GEICO, Allstate, Progressive, State Farm, USAA, and Farmers handle these claims, and what victims can do to recover fair compensation.

Every day, drivers in Fort Myers experience sudden, painful rear-end collisions — often while stopped at a light on U.S. 41, slowing for traffic on Colonial Boulevard, or merging on I-75.

At Wolfson & Leon, our Fort Myers car accident lawyers have represented injured victims for more than 60 years. We help people hurt by negligent drivers recover compensation for medical bills, lost income, and pain and suffering.

If you were injured in a rear-end crash, call (239) 777-9954 for your free consultation. You pay no fees unless we win.

A rear-end accident occurs when one vehicle strikes the back of another. While many think of these as “minor fender benders,” the truth is that even low-speed collisions can cause whiplash, back pain, and head injuries.

Rear-end crashes are common on busy Fort Myers roads like Daniels Parkway, Summerlin Road, and Colonial Boulevard, where constant stops, traffic lights, and distracted drivers increase the risk.

1. Distracted Driving

Texting, eating, using GPS, or changing music can distract a driver long enough to cause a collision. Distraction is a top cause of rear-end crashes in Lee County.

2. Tailgating

Following too closely is dangerous, especially in heavy traffic. When the front car slows down or stops suddenly, tailgaters rarely have time to brake.

3. Speeding

Excessive speed reduces reaction time and increases crash force. A rear-end accident at high speed can push a vehicle into oncoming lanes.

4. Bad Weather

Fort Myers storms create slick roads and low visibility. Drivers who don’t adjust for weather may hydroplane or fail to see stopped traffic.

5. Driver Error

Misjudging distance, braking late, or mixing up the gas and brake pedal are common errors that lead to rear-end collisions.

6. Mechanical Failures

Brake malfunctions or worn tires can prevent safe stopping. If a defective part or repair issue contributed, additional parties may be held liable.

Rear-end accidents can cause painful, lingering injuries such as:

• Whiplash and soft tissue damage
• Back and neck strain
• Fractures or joint injuries
• Traumatic brain injuries (TBIs)
• Spinal cord injuries
• Cuts, bruises, or airbag trauma

Symptoms don’t always appear right away. Even if you feel fine, it’s crucial to seek medical care. Visit our Whiplash Injuries page to learn more about these conditions.

Many rear-end accident victims assume their claim will be simple. But insurance companies often argue that the victim “stopped too suddenly” or shares fault.

The Fort Myers car accident attorneys at Wolfson & Leon:

• Investigate the scene and obtain video or black box data
• Analyze police reports and witness statements
• Reconstruct the crash to prove fault
• Negotiate assertively with insurers for fair compensation
• Litigate if necessary to protect your rights

You pay no fees unless we win, so you can focus on healing while we handle everything else.

In 2023, Florida adopted a modified comparative negligence rule under HB 837 (now Florida Statute 768.81) . You can recover compensation only if you are 50% or less at fault.

Rear-end collisions typically presume the rear driver was negligent, but exceptions exist when the front driver:

• Stops suddenly without reason
• Reverses unexpectedly
• Has defective brake lights

Your attorney can present evidence to prove that the other driver’s negligence was the primary cause of the crash — protecting your right to compensation.

Insurance companies often make it difficult for victims to recover full compensation. Each major carrier has its own tactics — and Wolfson & Leon has experience fighting them all.

GEICO Rear-End Accident Claims

GEICO often disputes injury severity or claims you contributed to the crash. Our attorneys gather medical evidence and expert testimony to prove the full extent of your damages.

Allstate Rear-End Accident Claims

Allstate adjusters may offer low settlements early in the process. We know their playbook — and we fight for the fair value of your claim.

Progressive Rear-End Accident Claims

Progressive frequently delays claims or overemphasizes shared fault. We push back with detailed evidence and ensure the company follows Florida’s good faith insurance standards.

State Farm Rear-End Accident Claims

State Farm tends to minimize soft tissue or whiplash injuries. Our team uses diagnostic imaging, medical experts, and accident reconstructions to validate every aspect of your claim.

USAA Rear-End Accident Claims

USAA, which insures many military families, sometimes underestimates long-term treatment costs. Wolfson & Leon ensures your current and future medical needs are fully valued.

Farmers Insurance Rear-End Accident Claims

Farmers adjusters may argue property damage doesn’t support injury claims. We use biomechanics and expert reports to connect your crash force to your medical findings.

Our experience across all major insurers gives clients a significant advantage during negotiation or litigation.

Rear-end collisions happen daily on:

• U.S. 41 (Cleveland Avenue) – Heavy commuter traffic and frequent stops
• Colonial Blvd & Six Mile Cypress Parkway – Busy intersections and merging lanes
• Daniels Parkway & I-75 exits – Sudden braking and high speeds
• Metro Parkway & Gladiolus Drive – Frequent lane changes and congestion

Understanding where these crashes occur helps our attorneys investigate effectively and build strong local cases.

1. Who is at fault in a rear-end accident?
   Usually, the trailing driver — but not always. Fault depends on the evidence and traffic circumstances.
2. What should I do after a rear-end crash?
   Call 911, seek medical care, take photos, collect witness information, and contact Wolfson & Leon immediately.
3. Can I recover if I was partly responsible?
   Yes, if you’re 50% or less at fault under Florida’s modified comparative negligence law.
4. What compensation can I receive?
   You may recover damages for medical costs, lost wages, pain and suffering, and vehicle repairs.
5. Why choose Wolfson & Leon?
   Because we’ve fought for Florida accident victims since 1963 — and we don’t get paid unless we win.

Rear-end collisions can cause lasting physical and financial hardship. You don’t have to face insurers alone. The Fort Myers rear-end car accident attorneys at Wolfson & Leon are ready to help you rebuild your life.

Call (239) 777-9954 for your free consultation with the Fort Myers accident lawyers at Wolfson & Leon today.