To Do Checklist for Car Accident in Fort Myers

A car accident in Fort Myers can be overwhelming and confusing. Knowing what to do in the minutes, hours, and days afterward can protect your health, strengthen your injury claim, and prevent costly mistakes. Wolfson & Leon has represented car accident victims across Florida since 1963. Use this guide to understand the steps to take and your rights after a crash in Lee County.

What to Do Immediately After a Car Accident in Fort Myers and Lee County: Step-by-Step Guide

Car accidents happen quickly. Whether it occurred on U.S. 41, Colonial Blvd, Daniels Parkway, Summerlin Road, or I-75, what you do next matters — for your safety and your ability to pursue compensation.

This guide provides a clear, practical, step-by-step approach that you can refer to at the scene, at the hospital, and in the days that follow.

If you have questions or need help with your claim, call Wolfson & Leon at (239) 777-9954 for a free consultation.

You never pay anything unless we win compensation for you.

Step 1: Check for Injuries and Call 911

Move to a safe location if possible. Check yourself, passengers, and others for injuries.

Always call 911, even if:

  • The crash seems minor
  • The vehicles are still drivable
  • The other driver asks to “handle it privately”

A police report is a critical piece of evidence for your claim.

Step 2: Request a Police Report

The responding officer will complete a Florida Crash Report, which contains:

  • Driver and insurance information
  • Statements from both drivers
  • Witness observations
  • Initial fault assessment
  • Diagram of the crash scene
How to Obtain It:
  • Online at: https://www.flhsmv.gov/
  • Or in-person from the Fort Myers Police Department or Lee County Sheriff’s Office

Your attorney will also obtain an official copy for your file.

Step 3: Document the Scene

Use your phone to take photos and video. Capture:

  • Vehicle damage (close and wide shots)
  • License plates of all vehicles
  • Road conditions (wet pavement, skid marks, debris)
  • Traffic signals, construction zones, or signage
  • Visible injuries (cuts, bruises, swelling)

If there are witnesses, politely ask for:

  • Full name
  • Phone number
  • Email address

Witness statements often strengthen your case.

Step 4: Seek Medical Care — Even If You Feel “Okay”

Not all injuries show symptoms immediately. Adrenaline and shock can mask pain.

Common delayed injuries include:

  • Whiplash
  • Concussions
  • Herniated discs
  • Soft tissue tears
  • Joint injuries

Florida’s PIP law requires medical evaluation within 14 days to preserve compensation coverage.

Step 5: Report the Accident to Your Insurance Company

But do not give recorded statements to the other driver’s insurance company before speaking with a lawyer.

Insurance adjusters are trained to:

  • Minimize your injuries
  • Shift blame
  • Reduce your financial recovery

A lawyer can handle communication on your behalf.

Step 6: Start a Case File

Keep copies of:

  • ER or urgent care paperwork
  • Imaging (MRI / CT scans)
  • Physical therapy reports
  • Medical bills
  • Repair estimates
  • Time missed from work

This documentation directly influences your settlement value.

Step 7: Contact a Fort Myers Car Accident Lawyer

Florida now uses modified comparative negligence, meaning:

  • If you are more than 50% at fault, you may not recover compensation.
  • If you are less than 50% at fault, your compensation may be reduced based on your percentage of fault.

Because insurance companies frequently argue partial fault, legal representation can make a significant difference in the final outcome.

Our lawyers have more than 60 years of experience representing injured Floridians.

Local Resources for Accident Victims in Fort Myers
ResourceContact / Link
Lee County Sheriff’s Office (Crash Reports)

https://www.sheriffleefl.org

Fort Myers Police Department

https://www.fmpolice.com

Lee Health Trauma Center

https://www.leehealth.org

FLHSMV Crash Report Portal

https://www.flhsmv.gov/traffic-crash-reports/

ar Accident Response Checklist
  • Call 911
  • Request police report
  • Exchange insurance information
  • Photograph scene, damage, and injuries
  • Get witness contact information
  • Seek medical care within 14 days
  • Notify insurance (but avoid recorded statements)
  • Call Wolfson & Leon at (239) 777-9954
FAQ: What to Do After a Car AccidentDo I need a lawyer for a minor accident?

If you were injured — even slightly — legal guidance can protect your claim.

Can I get compensation if I was partly at fault?

Often yes, depending on the percentage of fault assigned.

Should I accept the first insurance settlement?

Usually no — early offers are often far below full medical and future care costs.

Call the Fort Myers Car Accident Lawyers at Wolfson & Leon

You don’t have to handle insurance companies alone.

Call (239) 777-9954 for your free consultation.

Wolfson & Leon proudly serves Fort Myers, Cape Coral, Lehigh Acres, Estero, Sanibel, Bonita Springs, Naples, and all of Southwest Florida.

Your recovery matters — let our experience work for you.

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